In this post, I am going to show you the credit card affiliate programs that are going to be the easiest to get traffic and sales for, and information on the potential commission earnings for each one.
At the beginning of the post, I will be revealing offers in which customers apply to get a fixed rate credit card or other types of credit card. I will show the advantages and disadvantages of each program.
Later in this post, I will be discussing the lucrative affiliate opportunities with legit credit repair companies. These are similar to credit card offers, but instead they help to repair credit for people who have poor credit ratings. Note that some of the reviews mention cookie duration. This is how long you can earn commission from leads after they have visited the provider after clicking an ad on your website. The longer the cookie duration, the better.
1. Experian Credit Card Affiliate Programs
Experian is a very large financial services provider and provides credit monitoring products to more than 3.1 million members. Therefore, they are a trusted provider, meaning their credit card affiliate programs come with built-in credibility. This will only help to encourage conversions for marketers.
Experian can be a good option for beginners because they will be provided with all they need to get started. You will also be provided with marketing materials that can help you to succeed. Experian also has a focus on having good relationships with affiliates. Their commission rates are also very appealing
Pros:
- Excellent support
- Attractive commissions
Cons:
- Different terms and conditions for each product can be confusing
Commission:
- Up to $100 per sale
Cookies:
- 45 days
2. CommissionSoup Credit Card Affiliate Programs
CommissionSoup is one of the best known names in the credit card affiliate programs industry. Having been in the business for 18 years, they have a great deal of experience and know the market inside out.
CommissionSoup offers a wide range of credit cards to choose from. They offer some of the best offers around and with some very reputable brands. Affiliates will be given access to marketing materials as well as propriety technology that helps marketers get the best results. Affiliate account representatives are also available to help affiliates get the best results.
Pros:
- A large selection of offers to choose from
- Access to proprietary technology and marketing materials
Cons:
- Having many options can be confusing to beginners
Commissions:
- Variable
Cookies:
- Variable
3. Barclaycard
Barclaycard is one of the biggest and most reputable names in the credit card industry. This helps to give their credit card affiliate programs instant credibility.
Marketers that choose this program will get to promote two credit card offers. These are the Barclaycard Arrival Plus World Elite Mastercard, and the CashForward World Mastercard. If you are looking for an option that will help to give your campaign lots of trust, then this could be the one for you. Marketers will also be provided with the tools, materials, and support they need to run a successful campaign.
Pros:
- Excellent credibility
- Tools and materials provided
- Support from dedicated account representatives
Cons:
- Limited card choice
Commission:
- Variable
![Barclay Card credit card affiliate programs]()
4. Flexoffers Credit Card Affiliate Programs
Flex offers are one of the most popular credit card affiliate programs that you will find anywhere, and for some very good reasons.
For one thing, they have thousands of offers to choose from, with many offers that are unique to the industry. In addition, they pay very well and will provide marketers with some tools like a credit card APIs and credit card widgets that can help their campaigns to be very lucrative indeed. If your website has a high volume of traffic, then you may even be able to strike a custom deal with them.
Pros:
- Lots of offers to choose from
- Very good commission available
- Many payment options
- Easy sign up for new affiliates
Cons:
- Payment by direct deposit or checks only for Americans
- Net30 or net 7 payment terms are not as good as some other offers
- Limited link creation tools
Commission:
- Between $16 and $400 per conversion
Cookies:
- Variable
5. Capital Bank
Capital Bank offers a credit card that does not require any credit checks. The Capital Bank credit card affiliate programs may also be suitable for many beginners because guidance is provided. In addition, they will provide banners, text links, and other materials that are important for a successful marketing campaign.
Commissions for this program are a very healthy $25 for every new account that is funded. The program's 30 day cookies will be a lot less appealing to a lot of people, however. You will be able to find this program on Commission Junction.
Pros:
- Guidance provided throughout
- Marketing materials provided
Cons:
- Only 1 card to choose from
Commission:
- $25 per account funded
Cookies:
- 30 day cookies
6. TransUnion Credit Card Affiliate Programs
Transunion is an appealing agency for many potential customers because of the benefits they provide. These services include being able to monitor and protect their credit.
Their credit card affiliate programs offer access to a team that is dedicated to supporting marketers where possible. They will also have access to tools that will help them to monitor and enhance their campaigns, along with other materials like banner ads. The Transunion credit card affiliate program also offers some very appealing commission rates.
Pros:
- Excellent credibility
- Marketing and tracking tools provided
- Dedicated Affiliate Team
Cons:
- Best suited for marketers in the United States
Commission:
- $45 per sale
Cookies:
- 45 days
7. American Express Referral Program
American Express is another name that needs no introduction. As an international name, American Express credit card affiliate programs are compatible with a range of other currencies. This gives marketers an opportunity to look for a more global reach. Technical assistance is provided along with tools that will help you enhance your website. What’s more is that marketers will earn a commission every time a lead enrolls and can make up to $100 for every sale. In addition, affordability and flexibility help to make the offer more appealing to potential customers.
Pros:
- Earn commission each time a lead enrolls
- Compatible with 120 currencies
Cons:
- Limited card choice
Commission:
- Up to $100 per sale
![American Expess credit card affiliate programs]()
8. Credit.com
Credit.com was founded with the ethos of providing people with the tools and information they need to make the right decisions financially. They provide lots of support to many customers, making their credit card offers appealing to a lot of people.
The credit.com credit card affiliate programs offer one of the highest conversion rates around. Marketers will also be provided with custom branding options, and also a range of exclusive offers. In addition, Credit.com offer live online reporting, and an experienced support team that is available to help you see success.
Pros:
- Live online support
- High conversion rates
Cons:
- May be available only to current affiliates or high traffic sites
Commission:
- Variable
Cookies:
- Variable
9. Indigo Platinum MasterCard
The Indigo Platinum MasterCard is available for many people that may not qualify for a card elsewhere if their credit score is not good enough.
This makes it a good credit card affiliate program option because it opens the offer up to more people than other offers do. Only approved traffic sources are allowed and indigo will evaluate sources. Up to $35 can be made from each sale, and promotion material is provided.
Pros:
- Marketing material provided
- Up to $35 per sales
Cons:
- Approved traffic sources only
Commission:
- 5% from each sale up to $35 per sale.
10. BankAffiliates.com
Bank affiliates offer a range of financial services, including fixed rate credit cards.
One thing this platform’s affiliate credit card affiliate programs offer that others don’t is a pay per call affiliate program. This allows you to earn extra commission by having leads call them directly to ask questions. This feature will also help to boost your conversion rates. BankAffiliates have an affiliate management team that helps marketers to optimize their campaigns.
Pros:
- Access to an affiliate management team
- Pay per call affiliate programs
Cons:
- Many financial products may be confusing
Commissions:
- Variable
11. CreditCardBroker.com
CreditCardBroker.com will give you access to more than 25 financial products. This includes secured and unsecured credit cards.
CreditCardBroker.com credit card affiliate programs offer some of the best commissions around. Indeed, some sales can earn as much as $325 each. However, this figure is for personal loans but not credit cards. There is no commission on leads and money is made on approved sales only. This is a difficult program to get into because they will only accept established, high traffic volume sites. The program can be very lucrative for people that are accepted into the program, however.
Pros:
- High commission available
Cons:
- Only established websites allowed
Commissions:
- Variable
12. Credit Karma
Credit Karma offers a wide range of financial services, including credit cards. Their services revolve around advice and recommendations to their clients, including advice on how to manage fixed rate credit cards and other financial products effectively.
Credit karma is a little different in that they pay a commission of $0.25 for every person that signs up to their platform. While this may seem to be very low, the platform offers lots of valuable information. It is also free for people to use with no obligations. Therefore, marketers can see a much higher volume of conversions, and a service that makes an ideal complement to other credit card affiliate programs as a result.
Pros:
- Dedicated affiliate management team
- High volume of conversion
Cons:
- Low commission per conversion
Commission:
- $0.25 per sign up
Cookie:
- 45 days
Credit Fix Affiliate Programs
I mentioned before that I would also talk to you about credit repair.
There are a lot of people in the United States and further afield that have bad credit ratings. Therefore, there is a large number of people looking fro a credit fix. There are numerous financial services companies that offer a repair credit service, and many offer affiliate programs that are available for marketers.
Credit repair affiliate programs work in much the same way that credit card affiliate programs do. There is a range of different options with different terms and conditions and commissions. With a lot of people needing a credit fix, it means there is a potentially very large market to tap into.
Another thing that attracts a lot of marketers to these programs is the ethical aspect. Repair credit services can be genuinely very helpful to a lot of people and help many individuals to get back on their feet credit wise.
Among the top providers of this service is the aptly named Reliant Credit Repair. Members of the platform have access to financial experts that are able to give very useful advice to clients.
For affiliates, Credit Repair will provide them with all the resources that they need in order to run a successful campaign. Credit Repair's commissions are up to 40% of sales, and their plans range from $149.95 to $299.95. You will need to wait 30 days before a payment is made.
There are numerous other credit card affiliate programs with legit credit repair companies each with different pros and cons that will appeal to different people.
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